Protect Today. Secure Tomorrow.
WiseProtect is an independent insurance agency helping individuals, families, and businesses find the right coverage — from 50+ top carriers, with no pressure and no jargon.
What We Cover
Coverage for every stage of life.
From protecting your family to growing your wealth — we offer a full range of insurance and investment solutions tailored to your needs.
Life Insurance
Term, whole, universal, and participating life policies. We compare top carriers to find the right protection for your family at the right price.
Learn moreLiving Benefits
Critical illness and disability insurance that pays you if you're diagnosed with a serious illness or can't work — protecting your income, not just your life.
Learn moreHealth & Dental Benefits
Individual health, dental, drug, vision, and prescription coverage — including solutions for those leaving workplace group plans.
Learn moreTravel Insurance
Emergency medical, single-trip, multi-trip, snowbird, Visitors to Canada, and Super Visa insurance — so you can travel with confidence.
Learn moreFamily Protection Planning
Comprehensive coverage planning for new parents, homeowners, and growing families — making sure the people you love are always protected.
Learn moreBusiness Protection Solutions
Key person insurance, buy-sell agreements, business loan protection, and corporate-owned insurance strategies for business owners.
Learn moreInsurance Reviews & Coverage Planning
Not sure if your current coverage is enough? We review your existing policies and identify gaps — no obligation, just clarity.
Learn moreInvestment Solutions — Segregated Funds
TFSA, RRSP, RRIF, and non-registered segregated fund investments with the estate and beneficiary protections only insurance contracts can offer.
Learn moreAbout WiseProtect
We work for you — not the insurance companies.
As an independent agency, we're not tied to any single carrier. That means we shop the market on your behalf and give you honest recommendations based on your needs and budget.
No quotas. No commissions pushing us toward the wrong product. Just straightforward advice from advisors who've been doing this for over two decades.
Katherine Joseph
Katherine founded WiseProtect with a single mission — to make life and health insurance simple, honest, and accessible for every Canadian family. With access to 50+ carriers, she personally guides each client toward coverage that truly fits their life.
Resources
Helpful guides to make smarter decisions.
How much life insurance do you actually need?
A simple framework to calculate the right coverage amount for your family's situation.
4 min readIndividual health plans vs. group benefits: what changes when you leave work?
Understanding your options when your employer plan ends and how to avoid a coverage gap.
5 min readWhy every small business needs key person insurance
What happens to your business if a key employee or owner can no longer work? Here's how to prepare.
3 min readGet a Free Quote
Let's find the right coverage for you.
Fill out the form and we will reach out within one business day. No obligation, ever.